Some shutdowns are the correct outcome.

Most Shopify Payments terminations are an underwriting mismatch: a legal business in a category a payment processor chose not to serve. Some are not. For these, no gateway, no new merchant account and no new company fixes anything — and anyone selling you one of those as the solution is selling you fraud.

We do not build recovery pages for these

Nor do we help with any of this

• Concealing a MATCH listing — nominee or straw owners, a spouse's tax ID, or anything else designed to make a listed principal invisible to underwriting.
• Misdescribing your products or your MCC to pass a review. Lying on a merchant application is itself the offence, whatever you are selling.
• Running one business's sales through another business's merchant account. That is transaction laundering. It has its own MATCH reason code and it has been prosecuted.
• MID stacking — spreading volume across multiple accounts to keep each one's chargeback ratio under a monitoring threshold.
• "Clean" or aged merchant accounts with borrowed processing history. There is no legitimate version of this product.

What we do help with

The large, dull middle: legal businesses in categories that payment processors price as risky. Supplements, hemp and CBD, vapes, adult products, firearms accessories, bullion — all legal to sell, all routinely declined by Shopify Payments, all served by an entire high-risk acquiring industry that exists for exactly this. The route is to fix the root cause, apply honestly to someone who underwrites your category, and move your store without losing the catalog, the customers, the order history or the rankings on the way.